FEES & PRICING

Transparent pricing. No hidden fees.

VaultPay offers competitive rates with no setup costs, no monthly fees, and no surprises. Send money for free or pay low fees for premium features. Simple, straightforward pricing you can trust.

Choose Your Plan

Personal

Perfect for individuals

Free

✓Send & receive money free
✓VaultPay Card
✓Purchase Protection
✓24/7 customer support
✓Instant notifications
✓Multi-currency wallet

Business

Per transaction + $0.30

1.5%

✓Accept all payment methods
✓No monthly fees
✓Advanced fraud protection
✓Analytics dashboard
✓API access
✓Priority support
✓Volume discounts available

Enterprise

Tailored solutions

Custom

✓Custom pricing
✓Dedicated account manager
✓White-label options
✓Advanced integrations
✓Custom reporting
✓SLA guarantees
✓Premium support

Fee Breakdown

💸

Sending Money

Free to friends & family with bank account or VaultPay balance

💳

Card Payments

Debit: 1% | Credit: 2.9% + $0.30

⚡

Instant Transfer

1% (min $0.25, max $15) for instant bank transfers

🌍

International

2.5% - 4% currency conversion + transfer fees

🏪

Business Sales

1.5% + $0.30 per transaction (volume discounts available)

🆓

Receiving Money

Always free for personal accounts

Pricing FAQs

Yes! Creating a VaultPay account is completely free with no monthly fees. Sending money to friends and family is free when you use your VaultPay balance or linked bank account. Receiving money is always free. We only charge small fees for certain services like instant transfers, currency conversion, and business transactions.