The human
way to money

VaultPay is your borderless social wallet—pay, transfer, and save across currencies with ease, community, and control

Borderless
payments for all

Built for a World
Without Limits

VaultPay lets you send, receive, and manage money across countries, currencies, and communities—without the usual friction. Whether you're supporting family, traveling, or building your business, we make it feel effortless.

Multi-Currency Wallet

Hold and convert money across currencies with real-time FX rates and no hidden fees.

Cross-Border Transfers

Send money instantly to friends and family in other countries—no middlemen, no delays.

Global Bill Pay

Pay for utilities, phone service, or subscriptions across borders using one simple interface.

Use everywhere you use
Visa & Mastercard.

Accepted wherever life takes you

VaultPay is partnered with Mastercard® and Visa®, so your card works almost everywhere. From local shops to global retailers, restaurants to ride-shares, you can pay with confidence knowing VaultPay is accepted anywhere Visa and Mastercard are. One card, borderless access.

How it Works

Sign up

Create your free account in minutes.

Secure Wallet

Safeguard your funds and financial data.

Pay & Save

Send, spend, and organize bills all in one place.

Simple, Secure, Social

Wallet

Store, send, convert, and protect your money in seconds.

Bills

Organize recurring payments and never miss a due date.

Send international

Organize recurring payments and never miss a due date.

Social Payments

Share, split, and interact with money like never before.

SECURITY & TRUST

The safe, speedy & secure borderless payment app.

End-to-End Encryption – Your data is encrypted at every step.

PCI-DSS Compliant – We never store sensitive info directly.

Fraud Monitoring – AI-powered systems flag and prevent risk.